Business Credit Cards Credit Cards

Related Categories: Business Loans, Credit Cards, 0% Balance Transfer Credit Cards, 0% Purchase Credit Cards, Balance Tranfer Credit Cards, Frequent Flyer Credit Cards, Gold Credit Cards, Platinum Credit Cards, Low Interest Credit Cards, No Annual Fee Credit Cards, Rewards Credit Cards

Business Credit Cards

When it comes to running a business, most Australians will use a business credit card to help them manage expenses. For many, their business or corporate credit card offers plenty of advantages that will not only provide them with the capital needed for purchases, but also a way to keep track of their expenses for tax purposes.

While this type of credit card is superficially similar to a personal credit card, there are differences that you will need to know about before making the decision to get one of these cards.

What are Business Credit Cards?

Put simply, this is a credit card which is designed for use to your business. It is designed to pay for and keep track of your expenses much like a personal credit card. The card itself will carry an interest rate, carry records of transactions and can be used to make purchases from many different businesses. However, this is the type of credit card that features the name of your business, so it will operate under somewhat different rules that your personal credit card.

There are credit cards made for small businesses that may include entrepreneurs who are starting up their own companies to corporate cards used for businesses that meet certain qualifications. However, most people who use business cards run their own small company where having this type of credit offers real advantages.

Why Use a Business Credit Card?

First, you can separate your personal from your business expenses much easier than before. The business card allows you to make sure that all of your payments and particularly the ones that can be deducted from your taxes are present in one form.

Track Expenses: You can bring up all of your business expenditures in seconds thanks to having them on your card. You can instantly check to see where the money is going and what changes you can make to run your business more efficiently.

Larger Lines of Credit: Generally speaking, a business credit card will carry a larger line of credit than a personal one. This can be quite helpful when you need to pay for large amounts of supplies, new equipment or cover expenses that you may not have planned for originally.

Flexible Payment Options: This is an important advantage as you can pay your bills or purchase items when needed only to pay off the debt at a more convenient time. This way, you can use the credit card to pay for items needed right now and then pay off the debt from the money your business produces.

Reward Programs: Another helpful aspect of business credit cards is that they can offer you bonuses which are geared towards what companies need. Such rewards can be very beneficial when it comes to ensuring your business stays on track.

If there are any issues that Australian business owner run into with their credit cards, it is that the interest rates might change or new rules can be put into place which may alter how you make purchases. However, these are generally small and rare occurrences which do not detract from the overall value of the business credit card.

Search within these results:

Results

Westpac Bank

150 Collins St
Melbourne, Victoria 3000
Australia

Westpac transaction accounts, debit, credit and travel cards, loans – personal and car, insurance products, share trading facilities, financial and

Bank of Sydney Ltd

219-223 Castlereagh St
Sydney, New South Wales 2000
Australia

Bank of Sydney offers a wide range of general banking products and services and pouts great emphasis on providing products that are customized to meet

Citigroup Pty Limited

2 Park Street
Citigroup Centre
Sydney, New South Wales 2000
Australia

Global Consumer Group – This group consist of Citibank and Diners Club brands combined offering consumer banking services, including transaction and

Rabobank Australia Limited

201 Sussex Street
Darling Park Tower 3 Level 13
Sydney, New South Wales 2000
Australia

Rabobank Australia is Australia’s largest rural lenders and plays an important role in corporate financial services to the food and agribusiness

Agricultural Bank of China Limited

2 Chifley Square
Sydney, New South Wales 2000
Australia

Agricultural Bank of China Sydney Branch got its license to carry out banking business from the Australian Prudential Regulation Authority on 25th

Citibank Australia

455 George Street
Queen Victoria Building
Sydney, New South Wales 2000
Australia

Citibank is the largest issuer of credit cards in the world, but offers a number of other services to their customers, including saving accounts, term

Easy Plan Financial Services

39 Montague Street
North Wollongong, New South Wales 2500
Australia

Easy Plan Financial Services is a Wollongong based financial consulting company with years of experience in the local finance market.

Community Alliance Credit Union

38-40 Young Street
Wollongong, New South Wales 2500
Australia

Based in Wollongong, Australia, Community Alliance Credit Union Limited was incorporated in 1972.In 2003; Community Alliance Credit Union was formed

Community Mutual Ltd

Cnr Rusden & Dangar Streets
Armidale, New South Wales 2350
Australia

Founded in 1970 and based in Armidale, Australia, The Community Mutual Group is a public company formerly named as New England Credit Union Ltd.

Featured Listings

  • The Great Bean Counters

    57 Honeyeater Crescent
    Moggill, QLD, Queensland 4070
    Australia

    Local Accountants that look after clients with affordable,

  • DFK Laurence Varnay

    Suite 12.01, Level 12
    222 Pitt Street
    Sydney, New South Wales 2000
    Australia

    Leading Accountants & Business Advisers in Sydney, Australia

  • Nixon Finance Pty Ltd

    406 Queens Parade
    Clifton Hill, Victoria 3068
    Australia

    Nixon Finance Pty Ltd is the best option if you’re looking

  • Australian Mortgage Options

    5 Lime Street
    King Street Wharf Level 3, Suite 323
    Sydney, New South Wales 2000
    Australia

    AMO is one of the leading loans and mortgage brokers in

  • Easy Plan Financial Services

    39 Montague Street
    North Wollongong, New South Wales 2500
    Australia

    Easy Plan Financial Services is a Wollongong based financial